Do you want to stop living paycheck to paycheck? Or, stop worrying about running out of spending money before the end of the month? Always scrambling to make ends meet is a stressful way to live. If you’re used to this scenario, life won’t get any easier if you don’t

Mortgage Prepayments vs Increasing Your Monthly Payments? The average new mortgage loan in Canada rose to exceed $300,000 for the first time while consumer debt hit $2 trillion. Yikes. The faster you pay off your mortgage, the less you will pay in interest, reducing your overall loan cost. But is that

Getting a mortgage with bad credit while self-employed is not as difficult as you think. Alternative lenders usually have programs and products that consider these mortgages. The good news is there’s always a solution. We’re going to walk through what you need to do to get approved for a mortgage.

Research shows that Canadian homeowners tend to have more debt than non-homeowners. Racking up debt with credit cards or your mortgage influences your credit rating, impacting your approval odds for future loans. Fortunately, options such as debt consolidation for homeowners can help you control this debt before it gets out of

In Canada, homeowners can refinance mortgage terms and renew them, but which one is the better option? One of the overlooked benefits of buying a home in Canada is being able to change mortgage terms every few years. However, many homeowners have a hard time choosing between mortgage renewal and refinancing.